Community

Let’s figure out what works for you!

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore.

What’s bothering everyone

Does this sound familiar?

JOIN US TODAY

Stay Informed, get ahead,
and join the future.

Get the motivation, guidance, and support you need to get your life on track. You don’t need to struggle on your own anymore!
Mary’s story

Stay Informed, get ahead.

We all know how life can be challenging and hard. And that there’s no answer always to all the issues you may face. I’m here to help you.
Working together for your better life!
Testimonials

Learn the secrets to Life Success, these people have got the key.​

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.
Lisa Brown
Designer
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.
Blaine lyman
Investor
Explore Packages

Simply choose your payment
option below to join us

Monthly

$12

Pellentesque pulvinar pellentesque habitant morbi tristique senectus naecenas pharetra convallis posuere morbi leo.

  • Pre-coaching Conversation
  • 4 coaching sessions
  • Final Conversation​
  • Free Email Support​
Lifetime

$149

Pellentesque pulvinar pellentesque habitant morbi tristique senectus naecenas pharetra convallis posuere morbi leo.

  • Pre-coaching Conversation
  • 4 coaching sessions
  • Final Conversation​
  • Free Email Support​

All Prices in US Dollars

30-Day Money-Back Guarantee

We back every sale with a 30-day money-back guarantee. If you’re somehow not happy with your purchase, just let us know.

FAQ

Frequently Asked Questions

According to the National Funeral Directors Association, the average cost of a funeral in the United States ranges anywhere between $8,000 to $10,000. This price generally covers all of the basics like:

  • Basic Services Fee
  • Use of funeral home facilities & staff
  • Transportation of the body
  • Casket
  • Embalming & Cosmetic preparation of the body
  • Burial Plot
  • Opening & Closing of the grave

The above price range may differ considerably of course, based on the funeral home and cemetery, the products & services selected, and the part of the country where the funeral service and burial is performed.

You should also keep in mind, that the average prices listed above may not include such things as:

  • Burial clothing
  • Burial vault / grave liner
  • Funeral reception / Repass
  • Flowers & Reaves
  • Obituaries
  • Headstone / Grave marker
  • Transfer of the body to a distant state.

The average cost of a direct cremation, without an urn or traditional funeral service for the viewing of the body, costs around $1,100 according to the cremation research council.

Of course, this price can vary greatly, depending on the choice of crematory that’s used, and the part of the country and/or city that the cremation takes place in.

Burial insurance is usually a whole life insurance plan that features a small face amount (death benefit) ranging between $5,000 and $25,000.

These types of policies generally feature “simplified issued underwriting”; which simply means that there is no health exam (just a few yes/no health questions).

And, as a result, qualified individuals can usually get an underwriting decision in minutes or within 24 to 48 hours.

Also, because these types of life insurance policies are designed to cover a person’s final expenses, they can oftentimes pay out death claims quicker than many group life insurance plans from the job, or privately owned larger face amount policies.

Most people typically use burial insurance to cover the funeral, burial and other final expenses of a family member or loved one.

However, you may also take out a burial / final expense insurance policy for the purpose of leaving a financial gift behind to a loved one or charity, to pay off debts, or for spousal support.

The death benefit from these types of insurance plans, like with any other life insurance policy, can generally be used for any purpose whatsoever without restriction.

There is no major difference between regular or standard life insurance and burial insurance, other than the smaller face amounts, and easier and faster underwriting.

As mentioned earlier, burial insurance plans typically offer plans with death benefits that range from $5,000 to $25,000; while traditional whole life insurance policies generally start at around 25,000 and can have upper limits that can reach into the millions of dollars.

Also, most burial insurance policies tend to be whole life insurance, whereas regular life insurance can be whole life, term life, or universal life insurance plans.

When it comes to the cost of burial insurance, as with any other type of life insurance, the price will usually be based on your age, sex, health, and whether you smoke or use tobacco.

Prices can also vary greatly based on the amount of coverage that you are applying for, and the insurance company that you are applying for coverage with.

Therefore, it is always advisable, to get a personalized quote from an experienced licensed professional or agency that represents more than one company, and as a result, can shop around for the best policy to meet your needs and budget.

In most cases the best burial insurance for seniors (or anyone for that matter) are burial plans that use whole life insurance.

This is because, unlike term life insurance, whole life insurance policies offer permanent coverage that does not terminate once you reach a certain age.

Whole life insurance also provides you with “locked-in” benefits such as premiums that never increase, death benefits that do not decrease, and cash value accumulation.

This cash value increases over the years, and you can use it to receive cash when it’s needed.

The short answer to this question is yes.

Most life insurance companies deem anyone that has what is called an “insurable interest” as being eligible to take out coverage on another individual.

In most cases, this ability is limited to close family members, such as parents, legal guardians, children, grandparents, grandchildren, and spouses.

The short answer is yes.

While burial insurance is essentially nothing more than a fancy name for specialized life insurance policies, used primarily to cover final expenses, and that typically features whole life insurance with smaller face amounts.

There are, however, a few burial insurance plans on the market today, that are not “whole life insurance”, but rather, are “term insurance” or “universal life insurance”.

With most term life burial insurance plans, the premiums are not “locked-in” and generally increases every 5 years, there’s no cash value accumulation, and you don’t have permanent coverage, due to the fact that that they usually terminate when you hit a certain age (ex: age 80 ).

The universal life versions, on the other hand, are very similar to whole life insurance, in that they do offer “cash value accumulation” and the possibility of permanent coverage with “locked-in” premiums.

However, if the market underperforms, you could potentially see a rise in your premiums and a premature termination of your policy if you are unable to pay the increase.